The rental market is highly lucrative and full of opportunity, with soaring demand and lists of people looking to rent. As a landlord, you are set to gain a good return on investment; it’s just a bit more complex than it used to be.

Not conducting tenant screening
It’s vital to carry out the right background checks. The last thing you need is to place a tenant who is problematic when it comes to damage to your property or paying rent. Credit checks and references are good ways to ensure you are letting your property to the right tenants.

Not keeping on top of maintenance
It’s imperative to keep on top of your property. Small issues can very quickly become expensive problems if not dealt with quickly. If tenants live happily in a well-maintained property, then this reduces the risk of accidents, claims, or losses in revenue if your tenant decides to leave.

Not conducting inspections
A great way to prevent expensive repairs is to conduct regular inspections of the property. This will help you identify any potential problems before they become repairs. It's vital that you give your tenants at least 24 hours' notice before conducting viewings. It’s less about checking up on tenants and more about keeping your property in good condition.

Neglecting legal obligations
From the right safety checks to the correct level of insurance, there is a lot to remember. Having the right tenancy agreement is also vital, and you don’t want to skim over the details of this. It’s important to define the cost of rent and what it covers to notice periods. It’s also important to maintain records of rent payments, and while some things may not be a legal requirement, they can help your case if legal disputes arise.

Incorrect pricing
When deciding how much rent to charge, it’s important to strike the right balance. You don’t want to charge too much, which could lead to your property being vacant. On the other hand, you must factor in your maintenance costs and the area where your property is located.

Not using a letting agent
A letting agent can take care of as much or as little of all these processes for you, which helps protect your investment and ensures your rights as a landlord are protected. Managing your own buy-to-let property is a time-consuming business. But more than that, you don't want to get caught out or increase your costs due to poor management.

Contact us today to find your buy-to-let property

 

Buyer demand in July was 3% higher than in 2019, but the number of available properties for sale was 12% lower than the same period in 2019.* This means that your home is in demand. While there is a healthier choice of properties than in recent years, demand still exceeds supply.

The housing crisis
There is a backlog of 4.3 million homes that are missing from the national housing market because they were never built.** With so much talk of high interest rates and the cost of living, it’s easy to forget that the housing crisis has not gone away.

Some good news about inflation
Inflation is finally falling, as it dropped to 7.9% in the year to June.*** This is the lowest level for over a year and will impact the base rate, meaning lower mortgage interest rates should follow. As this happens, the property market will revitalise, but without the sudden upsurges of the past.

First-time buyer homes
The national average asking price for these types of homes decreased by -0.4% from June to July, with an annual change of +0.3%.* The demand for first-time buyer-type properties is high, with many people still managing to get a footing on the ladder despite all the challenges. The mortgage guarantee scheme, which ends in December, has helped, as has a competitive range of mortgages from high-street lenders.

Second-steppers homes
The national average asking price for these types of homes decreased by -0.5% from June to July, with an annual change of +0.6%.* With many home movers getting a good price for their first-time buyer-type homes, they are taking advantage of good levels of equity and moving to something bigger. Whether it’s a house in the suburbs or a townhouse, the figures show that these types of houses have increased in value over the past year.

Homes at the top of the ladder
The national average asking price for these types of homes decreased by -0.1% from June to July, with an annual change of +0.8%.* Homes at this end of the market had not been quite as buoyant in terms of sales as those in the first-time buyer market. However, overall, as with all house types, the value of these types of properties looks healthy on an annual basis.

Spend some time with your agent
It’s easy to listen to the news or look at average house prices and arrive at the wrong conclusion. Agents know your local market intimately. Better still, they have the right approach when it comes to pricing your home at the correct level. Properties that need a reduction in asking price are 10% less likely to find a buyer compared to a property that was priced correctly in the first place.* Your situation will differ from that of the next person. You may have high levels of equity in your home, but even if you don't, agents today can put you in touch with mortgage providers and advisors who will create a solution that is right for you.

Get in touch today for advice on all aspects of your move

Rightmove*
centreforcities**
Office for National Statistics***

 

There is nothing better than good news, and while the UK property market is resilient with plenty of buyer demand and many home movers getting on with finding their dream homes. There is much to feel positive about thanks to lowering inflation and falling mortgage interest rates.

Falling mortgage interest rates
Mortgage interest rates are finally falling as the rate of inflation slowed to 7.9% in the 12 months to June.* This means that two and five-year fixed-interest rate deals have been reduced. According to Moneyfacts, the average two-year fixed interest rate deal fell from 6.81% to 6.79% in July.** While this is not a significant reduction, it is a good sign of things to come. With inflation now at its lowest level for more than a year. Many analysts now expect the Bank of England not to raise the base rate by quite as much due to slowing inflation.

Cost of living support
More good news is that lenders are now offering you the chance to extend the term of your mortgage or pay interest only for up to six months. This gives you a breather and will reduce your monthly outgoings. This was instigated by the government and aims to help people who are feeling the pinch of high interest rates.

First-time buyers
The Mortgage Guarantee Scheme was extended until the end of December 2023. The government-backed scheme has helped over 24,000 households get on the property ladder.*** Its aim is to help people with a 5% deposit, and it was launched in April 2021.

Aimed at first-time buyers, it’s similar to the government’s Help to Buy scheme, which ended earlier this year. So, you still have time to take advantage of it.

Increase the term of your mortgage
With mortgage providers now offering longer-term mortgage deals, in some cases up to 35-year terms, you can get on the move now as your mortgage will be more affordable. This could also be a short-term solution to buying the home you want now, as there is nothing to stop you from getting a new deal in a few years.

Have you considered porting your mortgage?
If you are currently locked into a favourable fixed interest rate deal but really want to move home, then porting your mortgage is the perfect solution. Some lenders will allow you to keep your existing mortgage to buy your new property. So, you can move home without changing your mortgage.

Talk to an expert
Your agent will put you in touch with a mortgage advisor who will be able to find a solution that works best for you. In June 2023, there were 5,000 mortgage products available on the market.****

Whether you are a first-time buyer, have a lot of equity in your home, or are downsizing and want to invest in a second property, there are many ways to go about financing a home you can cherish.

Get in touch with our dedicated team today to discuss your property aspirations

 

BBC*
Moneyfacts**
GOV.UK***
Zoopla****

 

Being a tenant has a lot of advantages. In the UK, 36% of households rent, 35% of households own their house outright, and 30% of households are mortgage holders.* This technically means that the UK is now a nation of renters. It’s a good time to look at some of the great reasons to rent in the UK.

It’s easier to move
Once you find your perfect place, it’s relatively easy to make your move. With no selling or buying involved, you have a lot more flexibility to find something bigger or somewhere in a different location with speed and convenience, and your agent will take care of everything for you.

Fewer financial commitments
With an initial deposit for a rented property being a fraction of the amount needed for a deposit for a mortgage, you are already saving before you move in. Then, if there are any maintenance issues, you are not liable for the costs. You may find that bills are included in your rent, and this allows you to budget for the more fun things in life.

Less responsibility
With less responsibility for repairs, all you will most likely need to do if something needs fixing is call your agent, who will have a dedicated maintenance team. This, combined with a lower financial commitment and the legal responsibilities of home ownership, means you are not tied down.

You don’t have to worry about rising interest rates
Many homeowners are currently worried about increasing interest rates and paying their mortgages in the current cost-of-living crisis. When you rent, you don’t have to think about this, nor will you need to borrow or become tied down with a mortgage.

Social opportunities
Whether you are renting in the suburbs or a city apartment, because of the ease of moving, you can find a place near the social scene or amenities that most interest you. Whether you are addicted to travelling and want proximity to the airport, or you simply want to be near a decent gym, living close to good restaurants and bars will save you time and add to the quality of your life.

You can focus on other investments and goals
With fewer financial commitments, you could choose to invest in the stock exchange or perhaps properties in locations that are more affordable. You may have a retirement plan, a hobby, or a business you would rather develop. Perhaps you have other passions you want to pursue.

Greater freedom to explore
If you are developing your career and, as a result, may move abroad or change your job roles regularly and don't want the financial commitment of a mortgage, then renting can be the perfect solution. Renting also allows you to explore different living arrangements, from sharing to city life and then, in no time at all, country living.

Try out different properties
There are so many different property types you can enjoy renting. From a flat in the city to luxury homes, humble terraced homes to rural retreats. Whatever you are looking for, from a quaint village to a place in the leafy suburbs, it’s always worth talking to a good agent to help you in your search.

Contact us today to discuss your rental requirements

 

English Housing Survey*

As the rental market continues to evolve, landlords must stay informed about the latest trends, regulations, and opportunities to remain competitive and successful. The year 2025 is set to bring significant changes, and being prepared will be key to navigating the challenges and seizing the opportunities ahead. Here are five essential things landlords need to know in 2025.

Rents are increasing with strong demand

Rental demand remains robust, driving rents upward across many regions. The average agent now has 12% more homes available for rent compared to last year, but this figure is still 18% lower than pre-pandemic levels.* This sustained demand creates opportunities for landlords to achieve higher rental yields while maintaining competitive pricing to attract reliable tenants.

Sustainability and energy efficiency

With governments placing increasing emphasis on reducing carbon footprints, landlords will need to prioritise energy efficiency in their properties. Meeting energy performance standards, offering sustainable living solutions, and exploring green financing options will not only ensure compliance but also attract more tenants.

Renters' Rights Bill

The anticipated Renters' Rights Bill is set to reshape the relationship between landlords and tenants. While it aims to offer stronger protections for renters, it also provides clarity for landlords regarding their responsibilities and rights. Transparent guidelines on eviction processes, rent increases, and maintenance obligations will help reduce disputes. A clearer legal framework ensures landlords can operate confidently while maintaining a fair balance with tenant rights.

Stamp duty reforms

The 2% increase in stamp duty represents an additional upfront cost for landlords, however, it is a one-off expense. Over the lifespan of a long-term property investment, this increase is likely to be absorbed by rental income and capital appreciation. Landlords should view this cost in the context of long-term gains rather than an immediate financial burden.

Greater choice in a balanced market

The property market in 2025 is expected to offer landlords greater choice, with a more balanced pace of sales and purchases. This stability allows investors to make informed decisions without the pressure of rapid market fluctuations. Reasonable selling times mean landlords can confidently plan their property transactions, whether buying or selling. In many ways, 2025 is shaping up to be an investor's market, providing opportunities to secure well-priced properties in prime locations.

Conclusion

The year 2025 presents both opportunities and challenges for landlords. By staying informed about evolving tenant expectations, regulatory changes, sustainability requirements, technological advancements, and legislative reforms, landlords can position themselves for success in a rapidly changing rental landscape. Preparation, adaptability, and a proactive approach will be the keys to thriving in 2025.

 

 

Zoopla*

As 2025 gets underway, property decorating trends are evolving to balance style, functionality, and sustainability. Whether you're a landlord preparing a property for rent or a tenant looking to make your space feel like home, these decorating tips will help you create a welcoming and on-trend environment.

1. Embrace sustainable choices

Sustainability remains a top priority in 2025. Landlords and tenants alike can incorporate eco-friendly materials such as reclaimed wood, recycled furniture, and low-VOC paints. Choose energy-efficient appliances and LED lighting to reduce environmental impact and energy bills.

2. Neutral tones with bold accents

Neutral colour palettes are timeless and appeal to a wide range of tastes. For landlords, sticking to neutral tones for walls and flooring ensures broader tenant appeal. Tenants can add personality with bold accent pieces like colourful cushions, artwork, or statement furniture.

3. Multi-functional furniture

Space efficiency is key, especially in smaller rental properties. Multi-functional furniture, such as sofa beds, extendable dining tables, and ottomans with storage, maximises space without compromising on style.

4. Smart home technology

Incorporating smart home technology adds appeal and functionality. Smart thermostats, lighting systems, and security features can make properties more attractive to tech-savvy tenants while also improving energy efficiency.

5. Focus on durability

For landlords, investing in durable materials is essential for minimising long-term maintenance costs. Opt for high-quality flooring, stain-resistant carpets, and easy-to-clean paint finishes to ensure the property stays in good condition. 

6. Personalise with removable decor

Tenants often face restrictions on permanent changes. Removable wallpaper, peel-and-stick tiles, and adhesive hooks offer the perfect solution for adding personality without risking the security deposit.

7. Biophilic design elements

Bringing nature indoors remains a major trend. Plants, natural materials, and plenty of natural light create a calming and inviting space. For landlords, including greenery in staging photos can enhance the property's visual appeal.

8. Maximise natural light

Good lighting enhances the look and feel of any space. Use sheer curtains, strategically placed mirrors, and lighter paint colours to maximise the flow of natural light throughout the property.

9. Well-defined spaces

Open-plan living remains popular, but well-defined spaces are becoming equally important. Use furniture placement, rugs, or room dividers to create designated areas for working, relaxing, and dining.

10. Keep up with design trends

Landlords should stay informed about evolving interior design trends to keep their properties competitive in the rental market. Tenants, on the other hand, can focus on small, trendy updates like decorative throws, wall art, or trendy lighting fixtures.

Final thoughts

Whether you're a tenant looking to personalise your rental or a landlord aiming to attract quality tenants, thoughtful decorating choices can make all the difference. By balancing style, functionality, and sustainability, both parties can create a space that feels modern, inviting, and practical.

 

 

As 2025 begins, the UK property market is showing encouraging signs of growth. With house prices on the rise and significant changes to Stamp Duty on the horizon, both buyers and sellers have a unique opportunity to make great moves. Whether you're looking to secure your dream home or a seller preparing to capitalise on market momentum, understanding the key trends and preparing effectively is essential. In this article, we’ll explore practical tips to help you navigate the improved moving market and make the most of the opportunities ahead.

A promising start to 2025

The UK housing market has kicked off 2025 with promising momentum, as new data reveals a steady rise in property prices. House prices increased by 4.7%* year-on-year in December, marking a strong end to 2024 and setting an optimistic tone for the year ahead. Stamp Duty changes from 1st April 2025 for first-time buyers will drop from £425,000 to £300,000.** Additionally, Stamp Duty will rise by 2% from 0% on properties from the portion priced between £125,001 and £250,000.** This is encouraging people to move now.

Capitalising on market momentum

With property prices rising and the Stamp Duty deadline looming, both buyers and sellers should act decisively to make the most of the current conditions. Buyers can benefit from locking in favourable mortgage rates and securing properties before the tax increase. Sellers, on the other hand, can take advantage of increased demand driven by buyers eager to save on taxes. Strategic planning and swift action are key to navigating the evolving market landscape.

Preparing your home for sale

For sellers, presenting your home in the best possible light is crucial to attract potential buyers in a competitive market. Start by decluttering spaces, making essential repairs, and enhancing kerb appeal. A fresh coat of paint, well-maintained gardens, and clean interiors can make a significant difference in how your property is perceived. Professional staging and high-quality photos also play a key role in making your home stand out in online listings and viewings.

Financial preparation is essential

Whether you're buying your first home or looking to invest in property, having your finances in order is crucial. Start by consulting mortgage advisors, getting pre-approval for financing, and understanding your budget limitations. Staying informed about local market trends and acting early can help you avoid unnecessary delays and additional costs. Proactive financial planning ensures you're well-positioned to capitalise on the current market momentum.

Looking ahead in 2025

The UK property market is set for an eventful year, with rising house prices and significant tax changes on the horizon. Both buyers and sellers have a unique window of opportunity to act before the Stamp Duty changes take effect. By staying informed, planning strategically, and acting promptly, individuals can maximise their advantages in this evolving market. With careful preparation and timely decisions, 2025 offers exciting prospects for those ready to make their move.

 

Nationwide*

GOV.UK**